2016년 스위스 주택소유율 42.5% (2000: 34.6%)

스위스는 왜 주택소유율이 다른 유럽 국가들에 비해서 낮은가?

2016년 스위스 주택소유율 42.5%

2000년 34.6% 

 

바젤 (Basel) 16%제네바 (Geneva) 18% 

The Swiss real estate market presents indeed some distinctive features. First, Switzerland has the lowest proportion of homeowners in Western Europe (Gerheuser 2004), with 34.6% in 2000. 

 

In other countries it is more than 50% (with the exception of Germany) and in some cases reaches 80%. 

 

This situation may seem paradoxical given that the great majority of households claim to prefer ownership to renting (Cuennet et al., 2002).

 

 It is explained notably by the high cost of land and housing, the still low share

of co-ownership (forbidden between 1912 and 1965), 

 

the personal financial contribution required to buy a commodity (20% of its price), the good quality of the rental stock and by financial and monetary stability (which means that access to ownership is not a method for protection against inflation).

 

 Most of the rental housing stock belongs to private individuals (57.4%) (Cuennet et al., 2002).

 

 The remainder belongs to investors (22.2%: 8.4% to pension funds, 5.7% to real estate companies, 5.5% to insurance companies and 2.6% to real estate investment funds),

 

 to housing cooperatives (7.9%) 

 

and to other non-profit institutions (5.9%;

 

 among which 3.4% is in the hands of public authorities that almost do not invest directly in housing; 

 

see Cuennet et al., 2002).

Article: Thierry Theurillat, Patrick Rerat, Oliver Crevoisier, "The real estate markets: Players, institutions and territories, Urban Studies 2015, vol 52 (8)